Services

FOR CHEQUE BOOK TO CURRENT AC HOLDER AND OVEDRAFT AC
RS 1 PER CHEQUE LEAF + GST
RTGS RS 25 + GST
NEFT RS 15 + GST

PENALTY INTEREST 2% OVER AND ABOVE THE NORMAL RATE INTEREST

1) FOR NON SUBMISSION OF STOCK STATEMENT
2) ON OVER DRAWN PORTION OVER THE LIMIT
3) NON RENEWAL OF THE LIMIT
4) DELAY OF PAYMENT OF LOAN INSTALMENT

1. Basic savings bank account deposit accounts are opened.
2. Regular Savings bank account is opened in the name of individuals, association, trust etc.
3. Current accounts are opened .
4. Bank is accepting fixed deposits where interest is payable monthly, quarterly, yearly or reinvested. The rate of interest is given under Deposit head. The bank is providing opening of Recurring deposit and Daily Savings Scheme to its customers.
5. Bank gives loans and overdrafts against the stock, receivables, property, house, gold ornaments, vehicles, machineries, bank’s own fixed deposit, LIPolicies, KisanVikasPatra, National Savings Certificated, Shares, Mutual Funds units,
6. Bank issues bankers cheque in lieu of DD to the customers at their requests.
7. Bank provides safe deposit locker facilities in all its branches.
8. Bank provides safe deposit of articles.
9. Bank provides NEFT/RTGS facility to its customers.
10. Bank provides the ATM debit cards to its saving account customers.
11. Bank is providing SMS alerts facility to its customers
12. Bank is provides mobile banking facility its customers.
13. Bank provides exchange of soiled and mutilated notes at its cash counters in all the branches.
14. The bank is CBS complied so as to facilitate its customers to transact in their accounts from any of our branches.
15. Bank is giving dividends to its members every year the rate varies from 9 % to 12%
16. The bank is periodical distribute gifts to its members (regular share holders).
17. The bank provides facility to its members to hold more than one share of the bank without availing loan facility.
18. The bank is uploading to CERSAI the property mortgaged/hypothecated to the bank
19. The bank is regularly uploading KYC to Central KYC registry.
20. The bank is member of the four crediting agencies viz. Transunion CIBIL, Kriff Highmark, Experian and Equifax.
21. The bank gives bullet gold loan upto Rs. 2 lakh to nominal members and upto Rs. 4 lakhs to regular member which is repayable after completion of one year,