interest rate and changes
INTEREST RATE ON DEPOSITE
| 15 DAYS TO 45 DAYS | 4.50% |
| 46 DAYS TO 179 DAYS | 5.50% |
| 180 DAYS TO 364 DAYS | 7.00% |
| 365 DAYS TO 36 MONTH | 8.00% |
| MORETHAN 36 MONTH | 7.50% |
| SENIOR CITIZEN SHALL BE GIVEN 0.5% MORE ON THE ABOVE RATE | |
| INTETREST RATE ON THE SAVING AC | 3% |
ADVANCES
HYPOTHECATION, HOUSING LOAN, STHAVAR MILKAT LOAN (FOR REPAIRING HOUSE), NOKARIYAT LOAN TO SEMI GOVERNMENT AND GOVERNMENT EMPLOYEES, GOLD LOAN, OVER DRAFT AGAINST GOLD, SECURED OVERDRAFT, PERSONAL LOAN, MACHINERY LOAN, VEHICLE LOAN
RATE OF INTEREST 11%
SHAKHPATRAK – OVERDRAFT AGAINST PROPERTY
MORTGAGE LOAN – LOAN AGAINST PROPERTY
RATE OF INTEREST 12%
SERVICE CHARGES
FOR CHEQUE BOOK TO CURRENT AC HOLDER AND OVEDRAFT AC
RS 1 PER CHEQUE LEAF + GST
RTGS RS 25 + GST
NEFT RS 15 + GST
PENALTY INTEREST 2% OVER AND ABOVE THE NORMAL RATE INTEREST
1) FOR NON SUBMISSION OF STOCK STATEMENT
2) ON OVER DRAWN PORTION OVER THE LIMIT
3) NON RENEWAL OF THE LIMIT
4) DELAY OF PAYMENT OF LOAN INSTALMENT